In times of economic uncertainty, it makes more sense than ever for consumers to keep up to date on their credit rating. Keeping an eye on their rating allows them to see the same information creditors see when making a decision on whether to lend money, make better decisions on what steps to take to improve their rating, and get an early warning if fraudsters are using their identity to gain access to new credit.
D+H makes it easier than ever for consumers to manage their credit rating and monitor their credit bureau file with CreditDefend™. CreditDefend subscribers receive:
- Quarterly Credit Reports – Regular updates allow subscribers to monitor changes in their credit history and identify any factual errors and/or unauthorized activity that may indicate fraud has occurred.
- Access to Credit Scores – The credit score is a measurement that creditors use when assessing an individual’s credit worthiness. CreditDefend subscribers not only see their own score, but get information on how this score compares to the general population.
- Daily Activity Monitoring and Alerts – Subscribers receive real-time alerts whenever there is activity on their credit file. Activities we monitor include change of name, change of address, new inquiries, and new debt obligations that have been added in the subscriber’s name.
Backed by highly-trained agents, all CreditDefend services are available online, for maximum flexibility and convenience.